Meritize Platform

Deferred payment options available. Pay after your education. Meritize collaborates with students, educators, and employers to support individuals in excelling in skills-based careers.


Why Meritize Platform

Clarusway has partnered with the Meritize platform to provide our students with a distinctive financing option. Meritize collaborates with students, educators, and employers to assist individuals in excelling in skills-based careers. Meritize recognizes that you are more than just your credit score, considering your past achievements to potentially enhance your loan options.

There are several reasons why the Meritize Platform is an excellent option for students, including:

Choose from fixed and variable interest rates.

Benefit from flexible payment options, including the option to defer full principal and interest payments until 3 months after you complete your training.

Customer support is available six days a week.

Mon-Fri: 8am-7pm Central

Sat: 11am-3pm Central

Enjoy a 0.25% interest rate deduction.

Take advantage of the 0.25% AutoPay interest rate reduction when you make monthly principal and interest payments through automatic monthly deductions from a savings or checking account.

* Important Notes:

  • Meritize does not offer educational loans in the following U.S. states: Indiana, Maine, North Dakota, Nevada, South Dakota, Vermont, Wisconsin, West Virginia, and Wyoming.
  • Meritize also does not offer educational loans in Puerto Rico.
  • For residents of South Carolina, the loan is made by Meritize Financial, Inc.
  • Clarusway does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform.

Benefits Of The Meritize Platform

Explore the advantages of the Meritize Platform and decide on your future path.

Reviewing loan options will not affect your credit score.

Receive pre-approval within minutes.

Meritize logo with star

No penalty for pre-payment.

Affordable payment options

Option to finance up to full tuition and, in some cases, living expenses.

Ask To An Advisor

The Questions About The Meritize Platform

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Meritize collaborates with students, educators, and employers to cultivate skills-based careers by providing awareness, access, and advancement. For more detailed information, you can visit the Meritize website or seek additional details through their provided resources.

If you already know the program you want to attend, you can access the Meritize loan application here. If you’re undecided about the program, you can use the Meritize Connect tool to explore available options. Through Meritize Connect, you can apply for funding directly and get connected to programs to learn more.

Interest begins to accrue once the money is disbursed to your school. It continues to accrue on your loan while you are in school, even if you choose to defer making payments until after you complete your program. Meritize calculates interest at a simple daily rate, and a portion of the interest accrues every day.

Having a co-borrower can potentially improve your loan options. However, with Meritize, you may be approved without a co-borrower as they consider your academic, military, or work achievements. Your merit is taken into account, and this could lead to approval even without a co-borrower.

To accept your loan offer, you can either accept within the application or reply back to the email you received from with the subject line “Congratulations from Meritize.” If you have difficulty finding the email, check your junk/spam folder. For further assistance or questions, you can call Meritize at 833-MERIT-4U (833-637-4848) or email

You will receive a decision on your loan 2 business days after Meritize receives your completed application. A completed application includes your merit documents or confirmation that you do not plan to include these with your application.

Yes. If your loan is declined, you’ll receive a notice via email to help you understand the reason for your denial. Once you have addressed the issues listed on your credit report, we encourage you to reapply.